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Foreclosure Protection
We counsel and represent you the moment financial hardship threatens your mortgage, exercising every option to keep you in your home.
Explore protection Homeowner protection, from day one
Protecting the most
Protecting the most
precious asset you own.
Equity Guardians is the only mortgage-based foreclosure protection service of its kind in the United States, pairing a nationwide network of vetted, tried, and proven foreclosure-defense attorneys with curated savings and equity-recovery tools. Coverage is free to the buyer when represented by an affiliated Buyer's Realtor, and lasts for the life of the deed of trust.
- $0Cost to the buyer
- 90+Vetted foreclosure attorneys
- Life of loanCoverage duration
SAVE · EARN · PROTECT
Four pillars of home-equity guardianship
We built Equity Guardians around a simple belief: your lender's interest is protected the moment you sign. Yours should be too.
Experienced Team
Over 90 vetted, qualified, and proven foreclosure-defense attorneys serving clients nationwide, coordinated by a dedicated case manager.
Custom Solutions
Tailored strategies built around your loan structure, hardship timeline, and long-term equity goals.
Unrivaled Support
A dedicated account manager on your file from intake through resolution: one number, one team.
Uniquely Effective
An innovative model that combines legal defense, curated savings, and last-resort recovery under one program.
What we do
Serving our clients value and protection
We are the only service of its kind in the United States, combining legal intervention, financial acceleration, and equity-recovery representation into a single low-cost membership.
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Most valued Curated Savings
A member-only catalog of discounts, rebates, and cashback partnerships we pursue on behalf of our members. Offers are added and refreshed over time as partners come and go.
See savings03
Foreclosure Recovery*
If foreclosure becomes unavoidable, we attempt to recover your home at or before auction and refinance it back to you at 0% interest on a new 30-year mortgage: going the extra mile.
Learn recovery* Foreclosure Recovery is subject to auction outcomes, jurisdictional rules, and refinance qualification. Results are not guaranteed.
Our mission
Your lender's interests are protected. So should yours be.
Equity Guardians exists to use every resource we have (all of which leverage your equity) to prevent foreclosure at all costs. Only when a hardship is so severe that foreclosure truly cannot be avoided do we shift to our last resort: recover 100% of your equity for you, at no cost to you, so you walk away with the financial relief you've earned and a place to land in a new rental home.
2030
Eliminate all surplus-equity forfeitures from tax-lien-based foreclosures.
2040
Virtually eliminate all loan-based foreclosures in the United States.
The four components
Achieve your goals with purpose & strategy
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Intervention
Immediate outreach to servicers, courts, and counterparties the moment a hardship signal appears.
02
Consulting
Financial and legal counsel tailored to your loan, income, and equity position.
03
Education
Clear playbooks so you understand every option before a decision is made.
04
Representation
Full legal representation from vetted foreclosure-defense attorneys in your state.
Why Equity Guardians
A homeowner safety net, at no cost to the buyer.
Equity Guardians is a state-of-the-art business model focused exclusively on the financial interests of homebuyers, from the point of ownership until the day they no longer own their home. When your Buyer's Realtor is affiliated with us, your coverage is free and runs for the entire life of your deed of trust.
- Nationwide attorney network coordinated by a dedicated case manager
- Zero cost to buyers who use an affiliated Buyer's Realtor at closing
- Curated savings program that turns spending into equity acceleration
- Recovery representation if the worst-case scenario ever arrives
Your coverage
$0
Free to the buyer when represented by an affiliated Buyer's Realtor.
Coverage begins at closing and lasts for the life of the deed of trust. All four pillars (foreclosure protection, curated savings, recovery representation, and dedicated case management) are included.
Find an Affiliated RealtorAre you a realtor? Join the network →